Terms & Condition

General Terms

RexCredit Limited maintains this website (the “Website”) to provide you with information about
products and services available through us, and information about RexCredit Limited. Please read these
Terms and Conditions carefully before accessing or using this Website.
By accessing or using the Website, you agree to these Terms and Conditions. RexCredit Limited reserves
the right to change, modify, add or remove portions of the terms at any time. Please check these terms
periodically for changes.
If you do not wish to be bound by this agreement, do not access the Website. If you have any questions
about this Agreement, please contact us via email at contact@rexcred.com.

No Warranty

We created this Website for the convenience of our Internet visitors. The information (including text,
graphics and functionality) is presented “as is” and “as available” without express or implied warranties
including, but not limited to, implied warranties of non-infringement, merchantability and fitness for a
particular purpose. We expressly disclaim any liability for errors and omissions regarding the
information and materials contained in the Website. Due to the nature of the Internet, we cannot
guarantee the accuracy or completeness of the information contained in this Website or its suitability
for any purpose.

Viruses

Due to the marked increase in the fabrication and proliferation of computer viruses affecting the
Internet, we want to warn you about infections or viral contamination on your system. It is your
responsibility to scan any and all downloaded materials received from the Internet. We are not
responsible or liable for any damage caused by such hazards.

Limitation of Liability

Your use of the Website is at your own risk. To the maximum extent permitted by law, neither RexCredit
Limited nor any other party involved in creating, producing or delivering the Website, will be liable for
any direct, indirect, incidental, consequential or punitive damages (including, without limitation, loss of
profits, cost of substitute service or lost opportunity), howsoever caused, arising out of your access to,
use of, or reliance on the Website, even if RexCredit Limited has been advised of the possibility of such
damages. Without limiting the foregoing, RexCredit Limited assumes no responsibility for, and will not
be liable for any damages relating to or caused by any viruses which may affect your computer
equipment or other property on account of your access to, use of, or downloading from, the Website.
RexCredit Limited cannot and does not guarantee continuous, uninterrupted or secure access to the
Website. You specifically acknowledge and agree that RexCredit Limited is not liable for any defamatory,
offensive, fraudulent, or otherwise illegal conduct of any user.

Indemnity

You agree to indemnify and hold RexCredit Limited, its subsidiaries or affiliates, and their respective
directors, officers, employees, and agents, harmless against any and all liabilities, claims and expenses,
including reasonable attorneys’ fees, arising from breach of these Terms and Conditions, any other
related policy, your use or access of the Website or any Internet site linked to or from the Website, or in
connection with the transmission of any content on the Website.

Authorised Use

The information provided on this Website is solely for the personal use of Website users. You are
authorised to view and copy the information available on this Website for personal purposes only,
provided that any copies include any trade mark notices as they may appear on those pages copied.
Except for the personal use of Website users, you may not copy, reproduce, modify, display, distribute,
perform, disseminate, transmit, transfer, sell, license, publish, use to create a derivative work, or use for
any public or commercial purposes any of the contents of this Website without the express prior written
consent of RexCredit Limited. You agree to access and use the Website only for lawful purposes.

Links To This Website

RexCredit Limited has not reviewed all of the sites which are linked to the Website, and the fact of such
links does not indicate any endorsement, authorisation, sponsorship or affiliation with respect to the
material contained on any linked site. RexCredit Limited is not responsible for the contents of any site
linked to the Website. Your connection to and use of any such linked site is at your own risk.

Copyrights & Trademarks

Copyrights of the pages and the screens displaying the pages, and the information and material therein,
is owned by RexCredit Limited unless otherwise indicated and may not be distributed, modified,
reproduced in whole or in part without the prior written permission of RexCredit Limited. The display of
trade marks herein does not imply that a license of any kind has been granted. Any downloading, re-
transmission, or other copying or modification of the trademarks and/or the contents herein may be a
violation of applicable laws and regulations and could subject the copier to legal action. The trademarks
and logos (collectively the “Trade Marks”) displayed on this site, unless otherwise indicated, are
registered and unregistered trademarks of RexCredit Limited and its subsidiaries and affiliates. RexCredit
Limited and its trademarks may only be used publicly with the permission of RexCredit Limited and with
proper acknowledgement. Use of any RexCredit Limited trademarks without the prior written consent of
RexCredit Limited may constitute copyright infringement or passing off in violation of applicable laws.

Security

We welcome your email correspondence. But Internet and email communications are not confidential. It
is possible that information transmitted to us may be read or obtained by other parties. In an attempt to
protect your privacy, our email responses do not include personal account information such as your BVN
or bank account numbers. Email is an important communication channel for our Website’s visitors. We
will use your email address and the content of any email for correspondence purposes and to meet our
legal and regulatory requirements regarding customer communications. On occasion, we may use your
email address to send you communications with information about service and product information that
we believe may be of interest to you. If you do not want to receive such unsolicited communications
from us, please send us a message to this effect.

Governing Law

You agree that the use of this site shall be governed by and construed in accordance with the laws of the
Federal Republic of Nigeria.